Category Archives: Stolen Car

My BMW Z3 was stolen from the Hillcroft Garage in Langstone, Newport in July 2006. Direct Line Insurance paid the wrong person for it, Royal Sun Alliance haven’t repaired it. Find out the full story here.

RSA Fraud Investigator views my car

Finally, after nearly 12 months since my car was stolen, this Saturday gone a fraud investigator from RSA has viewed my car.

I was a bit surprised however that he didn’t have any technical or mechanical knowledge and wasn’t sure if the engine was reconditioned or not. He did say in his opinion it was a recon engine, which of course was not what RSA paid for.

If it is a recon, one has to ask where is the new engine BMW supplied?

I filmed the whole interview as proof that he has seen the car, as let’s face it my dealings with insurance companies over the last 12 months hasn’t inspired me with confidence in them.

I gave him a full rundown of the last 12 months, and filled 11 pages with my statement. Let’s see if this gets me anywhere with regards to getting the car fixed.

Podcast: Direct Line

I’ve just added two new podcasts from last week’s phonecalls to Direct Line insurance. These calls show a possible change of tact from Direct Line as they state that the letter responding to my complaint has been drafted.

First listen to my call with Ray Harper, and then the recorded message left on my phone from Neil Foster. All very exciting.

Stay tuned for the next podcasts where I’ll be revealing the response from Direct Line in full.

This shows that just because an insurance company tells you they’re doing nothing to help, and they’re going to screw you, if you complain enough and make enough fuss you can get justice.

Direct Line Concede Defeat

I just phoned Neil Foster from Direct Line, who left a message on my phone last night saying a letter had been drafted to me.

He told me just now that my V5 was being returned to me, the marker was being removed from the car and a financial offering was being made to me for compensation.

I win…

I feel slightly sad. This battle has been raging nearly a year now, and I’ll miss the struggle in my life. Naturally I recorded the message, and it will be online this weekend as a podcast.

RSA Fraud investigator phones me

Well well well. Seems my blog has reached RSA, about sodding time to be honest. If they saw the stats for this blog they’d have phoned earlier, cos I’m actually getting traffic by people searching Google for things like ‘Direct Line’ and ‘Royal Sun Alliance’.

Hey, my job is SEO after all!

Seems now that Brian McNamara wants to see the car, and says they’ll fix the thing. You can hear this podcast below. Apologies for the sound interference, I was in the car at the time.

Notice how I asked him several times to confirm he’d fix the car? Not sure if they know I record all my conversations, but when he reads this he’ll know for certain… I do.

Of course Sarah Bryant’s earlier claim that RSA would do nothing can be heard now as well below. We don’t like her, she’s not very helpful.

Naturally I don’t actually believe what Brian says, as I’ve been conned by Insurance companies before. I’ll treat him very cautiously, they’re all out to serve themselves at the end of the day, but we’ll see where this all leads.

Podcast: RSA wash hands of car

This one’s a beauty. I telephoned Neil Godfrey from Royal & Sun Alliance once again this week and I couldn’t believe what he said.

11 months after my car was stolen, and after I’d tried to get RSA to fix the damn thing by calling them direct in November, January, May and June they tell me I need to go back to the garage that the car was stolen from.

Back to square one.

Listen to this sucker and marvel at the ‘can’t be arsed attitude from Royal & Sun Alliance.

2nd Podcast online now

My podcasting is gathering pace as I post up yet another attempt to get Royal & Sun Alliance to fix my sodding car, that was stolen 11 months ago in July 2006.

You can hear this latest waste of my time as I phoned them this last Monday 18th June.

Further attempts to call them the next day will go online shortly, and these ones are so worth the wait. Trust me, you won’t believe how bad things get.

My letter to Royal Sun Alliance

Here is my letter to Royal Sun Alliance with the breakdown of what has happened over the last year regarding my stolen car. I have since spoken to them and cannot believe the outcome of that conversation.

I truly can’t.

That will be added as a podcast this Friday. Stay tuned for that, it’s an absolute classic!

Royal Sun Alliance
FAO: Pippa Watson
Customer Relations
West Gate
Colston Avenue
Bristol
BS1 4SY

RE: BMW Z3 Reg P192 PLR
Ref: **********

Dear Pippa Watson

It is with regret that I must complain to you now officially concerning your awful service with regards to the theft of my car from your client The Hillcroft Garage in Langston back in July 2006.

It has now been 11 months since my car was stolen and you still have not satisfactorily completed the repairs that your client was liable for. My car, one BMW Z3 (registration P192PLR) was recovered just a few weeks after its theft and returned to the same garage without my ever having seen it, and the garage refused my attempts to view the car.

Your client made no effort to contact me and would not return my calls.

Your engineer, Kevin Morris from Bridgend (07710 882 7160), examined the car after much pushing from my part through the insurance broker ‘Churchgate Insurance’ (01633 252 352) and the liaison there Don Robinson. Kevin explained that the car required a replacement engine as it had been in the garage for a new radiator and had been stolen before repairs had commenced, so the current engine was damaged beyond repair.

Kevin suggested that a reconditioned engine would be preferable to a new engine as a new engine would, for some reason, result in me having to contribute to cost of the repairs. I agreed to this and the Hillcroft garage completed the repairs and returned the car to me. It was only then that I was allowed to view the car, where I noticed that several items were missing and extra damage that I had not been informed of was present. This included a quote from BMW for a replacement arial and a new lock set as the thieves who stole the car still have a key when they drove off with the car from the Hillcroft Garage.

This included:

  • Cocoon Sleeping bag 15 GBP
  • Tom Tom Sat Nav Holder 15 GBP
  • MP3 player Tape Adapter 15 GBP
  • 1 leather glove 10 GBP
  • Ariel ripped off 16.94 GBP + VAT quote from BMW
  • New lock set 285 GBP + VAT quote from BMW
  • Fitting of the locks 300 GBP + VAT quote from BMW

Also after viewing the car in the light it became clear the rear bumper was damaged also, as though the car had been driven backwards through a fence. Kevin Morris had mentioned damage to the back of the car when he first spoke to me but I assumed it was the paint chip on the rear passenger side where someone had hit the car in a car park. No, this damage is right across the rear bumper, and was as a result of the car being stolen.

I faxed through the information to Don Robinson at Churchgate to give to you on 17th November 2006, but later found that he did not forward it to you. Neither Don Robinson nor David Cheetham of Churchgate were returning my calls or performing their job. Instead I had to contact RSA in January this year myself to secure the return of my documents and to ask about the extra work that needed to be done.

I also raised my concern that the ‘reconditioned’ engine I was told by Kevin Morris would be fitted to the car was different from the ‘brand new’ engine that BMW Rydale in Newport said they supplied for the car. The engine in the car does not look brand new, so either Kevin Morris was mistaken when he said a reconditioned engine would be fitted, BMW are mistaken when they told me they supplied a brand new engine or someone has paid for a brand new engine, only to fit a reconditioned one.

I would have thought RSA would be interested in the potential fraud of paying for a new engine only for a reconditioned engine to be supplied. Apparently not!

Did RSA pay for a brand new engine? Did BMW supply a brand new engine? Did the Hillcroft garage fit a brand new engine or a reconditioned one? Someone has made a big mistake there. I personally don’t care either way; I just want my car fixed.

I did receive my documents from RSA after a week, but was never contacted again.

I chased RSA once again on May 8th and May 10th speaking to Neil Godfrey. He assured me I would receive a call as a matter of top priority in relation to this matter. Naturally I did not.

I telephoned again on June 14th and spoke to Neil once more. He was surprised I had not been called back and assured me again that I would receive a call back during my lunch break. I did not, but did get a message after that time from Sarah Bryant apologising for not returning my call.

I tried calling again Monday morning on the 18th June, again speaking to Neil Godfrey and again I was assured that Sarah Bryant would call back before 2:00pm. She did not.

Finally after having another message on my phone from Sarah where she stated that she didn’t know how she could help me I tried Neil again. He put me on hold and left it there. I hung up as I think I have been more than reasonable in my efforts to contact RSA; making countless phone calls and faxes only to be still without the repairs to my car, 11 months after it had been stolen.

I’ve had enough of this, my car has been off the road since July 2006 and it is now June 2007. RSA are responsible for the repairs and I expect them to do what they are supposed to do. If I do not receive a satisfactory resolution to this matter within 8 weeks of this letter, which is Tuesday August 14th 2007 I shall forward the details to the financial ombudsman for them to proceed with the case.

What I require is the following:

  • The repairs as outlined above to be made immediately
  • The items stolen to be paid for
  • A written apology from Royal Sun Alliance

I trust that this matter can be dealt with without the need to involve the financial ombudsman.

Regards

Darren Jamieson

RSA show unrivalled levels of incompetence

In follow up to my previous podcast where I attempted to telephone Royal Sun Alliance about my car, and they didn’t phone back when they said they would, I tried again Monday to contact them.

Firstly Sarah Bryant was out of the office, so I once again left a message with Neil Godfrey to get her to call me back, and I explained how I didn’t understand their lack of interest in the fact that they may have been defrauded by the garage. I pointed out that I finished my lunch at 2:00pm so needed a call back before then.

Naturally, I didn’t get one.

I did get a message on my phone later that afternoon from Sarah Bryant, and I couldn’t believe what I heard. Seriously.

She apologised again for not calling me back sooner because she was away from her desk (as always) and then said, and note the incredulous tone with which I write this… ‘I’m not sure how I can help’…

WHAT THE FUCK???

Not sure how she can help!!! Fix my fucking car bitch. The motherfucker has been off the road for 11 fucking months and you’ve done fuck all about it. You were fucking asked to fix the cunt back in Autumn 2006, it’s now mid Summer 2007 and you still haven’t fucking done it.

For fuck’s sake.

How many fucking times?

This will be added as a podcast on Friday, together with any subsequent phone calls so stay tuned for that. In the mean time my letter to the bastards will go off, and be posted here shortly.

Why me, why do I always get the morons?